| Savings Accounts |
 |
|
| Statement Savings |
| Minimum balance fee if balance drops below $100 during monthly statement period |
$2.00 |
| First 6 withdrawals per month |
FREE |
| Excessive withdrawal fee (for each withdrawal over 6 per month) |
$1.00 |
|
| Passbook Savings |
| Minimum balance fee if balance drops below $100 (monthly) |
$1.00 |
|
| Money Market Account |
| Minimum balance fee if balance drops below $1000 during monthly statement period |
$6.00 |
| Excess activity fee (for each third party check written in excess of 3 per month) |
$10.00 |
|
| Premium Money Market Account |
| Minimum balance fee if balance drops below $1000 during monthly statement period |
$6.00 |
| Excess activity fee (for each third party check written in excess of 3 per month) |
$10.00 |
|
| Checking Accounts |
|
|
| Interest Checking |
| Minimum balance fee if balance drops below $1,000 during monthly statement period |
$5.00 |
| Minimum balance fee for truncated accounts if balance drops below $800 during monthly statement period |
$5.00 |
| "Interest Checking" is FREE of minimum balance fees for Seniors 50+ and non-profit organizations. |
|
| Free Checking |
| No minimum balance fees |
Free |
|
| First Club |
| Minimum balance fee if balance drops below $100 during monthly statement period |
$7.00 |
|
| First Club Gold |
| Monthly membership fee |
$5.00 |
| Monthly membership fee for members age 50+ |
$4.00 |
|
| ATM Fees |
|
|
| MasterMoney Card |
| Card Replacement |
$4.00 |
| ATM Transaction Fees: |
| CHECKING ACCOUNTS |
| First Federal ATM machine |
FREE |
| Non-First Federal ATM machine: |
| Withdrawals/Deposits (after 5 free) |
$1.00 |
| Balance Inquiries |
$1.00 |
| Transfers |
$1.00 |
|
| STATEMENT SAVINGS/MMA ACCOUNTS |
| First Federal ATM machine |
FREE |
| Non-First Federal ATM machine: |
| Withdrawals/Deposits (each) |
$1.00 |
| Balance Inquiries |
$1.00 |
| Transfers |
$1.00 |
|
|
|
| Online Banking Fees |
|
|
| Online bill payment fee per monthly statement period |
| Online Banking Transactions |
Free |
| Online Bill Payment |
Free |
| Quicken Direct Connect Monthly Fee |
$1.95 |
|
| Money HQ |
|
|
Monthly user subscription
(includes 5 account to account/person to person transfers)
|
$4.95/month |
| Per transaction fee in excess of 5 |
$1.20/transaction |
| "Next Day" transactions |
$8.95/transaction |
|
| Miscellaneous Fees: |
|
|
| Account Reconciliation Fee |
$15.00/hour |
| Account Research Fee |
$15.00/hour |
|
| Cashier's Checks:(Customers Only) | $3.00 |
| Certified Checks |
$4.00 |
| Direct Teller Information received by FAX |
$1.50/page |
| Duplicate Statement |
$1.00/page |
| Fax Fees: |
| local |
$1.00 |
| long distance |
$5.00 |
| maximum number of pages |
five |
| Foreign Draft Deposit Fee |
subject to clearing bank's fees |
| Notary Service: (Customers Only) | FREE |
| Photocopies of Checks |
$2.00 (each) |
| Pre-authorized Transfer for Overdraft Protection |
$2.00 |
| Returned Check Fee: |
| non-sufficient funds |
$17.50 |
| non-available funds |
$17.50 |
| Returned Deposit Item Fee |
$2.00 |
| Returned Mortgage Payments |
$10.00 |
| Stop Payment Fee |
$7.50 |
| Tax Levies or Garnishments |
$25.00 |
| Temporary Checks |
$0.10 each |
| Traveler's Checks |
| Individual:(Customers only) | FREE |
| Checks for Two:(Customers only) | 1/2% of amt.
purchased |
| Wire Transfers (customers only) |
| Incoming Wires: |
| within U.S |
$10.00 |
| international |
$20.00 |
| Outgoing Wires: |
| within U.S |
$20.00 |
| international |
$35.00 |
|
| Safe Deposit Boxes: |
|
|
| Rental Fees: |
| Size |
Annual Fee |
| 3 x 10 x 24 |
$30.00 |
| 7 x 10 x 24 |
$55.00 |
| 5 x 10 x 24 |
$45.00 |
| 10 x 10 x 24 |
$75.00 |
|
| box drilling |
$100.00 |
| lost key |
$ 10.00 |
