First Federal Bank offers overdraft protection to our customers to prevent negative balances from occurring. You can choose from two plans:

• Automatic transfer from a First Federal Bank checking or savings account.
• Automatic transfer from a First Federal Bank Home Equity Line of Credit.

Upon approval, funds will automatically transfer as needed. These transfers will occur in multiples of $50.00 with a $2.00 service fee per transfer. Interest is charged on business funds transferred from a home equity line in addition to the $2 transfer fee.