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DECEMBER 30, 2008
Loan Product Rate Points APR
Fixed Rate Products
15 Year Fixed Rate 4.750 1.000 5.004
15 Year Fixed Rate 5.125 0.000 5.228
20 Year Fixed Rate 5.000 1.000 5.280
20 Year Fixed Rate 5.500 0.000 5.688
30 Year Fixed Rate 5.000 1.000 5.280
30 Year Fixed Rate 5.500 0.000 5.688
 
OTHER PRODUCTS
  Rate Points APR
FHA    30 YEAR 5.250 1.000 5.726
VA      30 YEAR 5.250 1.000 5.794
 
 
 
 
  Rate Points APR
Construction Loan Rate CALL
Bridge Loan Rate FOR
Home Equity Line of Credit RATES  
 
Second Mortgage Products
1 Year Adjustable Rate CALL  
5 Year Fixed Rate FOR  
10 Year Fixed Rate RATES  
15 Year Fixed Rate  
 
Investment Property Products
1 Year Adjustable Rate CALL  
3/3 Adjustable Rate FOR  
5/5 Adjustable Rate RATES  
 

*The APR (Annual Percentage Rate) is based on a loan of $125,000 with a term of 15, 20 or 30 years at the interest rate stated above.

All rates are subject to change at any time.

Additional information on all products and rates listed may be obtained by calling (859) 253-2605.

 

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